Risk Disclosure
Borrower Risks
- Application may be declined
- Missed payments may affect eligibility
- Guarantor may be contacted
Guarantor Risks
- May be responsible for repayment if borrower defaults
- Must be reachable
- Must understand obligations
Contributor Risks
- Contributions are not investments
- No financial return
Membership Risks
- Membership does not guarantee approval
- Membership fees are non‑refundable
Operational Risks
- High volume may cause delays
- Limited funding availability
Privacy Risks
- Third‑party processors may experience delays