Compliance
Non‑Lending Legal Position
Together Rise is a charitable, non‑profit community support program, not a lender or financial institution.
Interest‑Free Model
We do not charge interest, penalties, or hidden fees.
Non‑Lending Legal Position
Anyone 18+ living in Ontario with verifiable income and a guarantor.
Non‑Lending Legal Position
No. All support is 100% interest‑free.
Membership Compliance
Membership fees support the charitable program and are not interest.
Verification Standards
All documents must be clear, current, and verifiable.
Guarantor Compliance
Guarantors must understand their responsibility and complete their form independently.
Repayment Compliance
Repayments are made through a Pre‑Authorized Debit (PAD) Agreement.
Privacy & Data Compliance
We do not store SIN numbers or run credit checks.