Frequently Asked Questions
1. Who can apply?
Anyone 18+ living in Ontario with verifiable income and a guarantor.
2. Do you run credit checks?
No. We do not run credit checks or report to credit bureaus.
3. Do you charge interest?
No. All support is 100% interest‑free.
4. Why do I need a guarantor?
To ensure community accountability and protect the fund.
5. How long does approval take?
5 business days to 4 weeks.
6. What if I miss a payment?
We will contact you and your guarantor. Your standing may be affected.
7. Can I reapply?
Yes, after your balance is fully repaid.
8. How much can I receive?
$150 to $5,000 depending on tier and verification.